With our 90 day interest free layaway plan, you can make a deposit on any item in our gallery and we will hold the item until it is paid in full. You have 90 days to pay the balance so you decide how much and how often you pay. If within the 90 days you change your mind on the purchase and want your payments refunded, we charge a $10.00 fee for holding the item. Now gift giving, either to yourself or that special someone, is easier with layaway at Pine Grove Gallery.